SINCE 1920
WE SELL THE EARTH & EVERYTHING ON IT
Since 1920, our team has proudly served Paulding County and beyond. Specializing in Residential, Commercial, Agriculture Sales and Auctions, our team is here to help you every step of the way.
Since 1920, our team has proudly served Paulding County and beyond. Specializing in Residential, Commercial, Agriculture Sales and Auctions, our team is here to help you every step of the way.
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1201 N. Williams St. Paulding, OH 45879
Buying or selling a home can be a complex process, and having the right information is crucial. Here are some answers to some of the most common questions we have recieved to help you navigate your real estate journey with confidence.
Start by determining your budget and getting pre-approved for a mortgage. Then, make a list of your needs and wants in a home, and begin searching online listings or contacting a real estate agent to help you find suitable properties.
The amount you should offer on a home depends on various factors, including the asking price, the home’s market value, how long it has been on the market, and the demand for similar properties in the area. Your real estate agent can provide guidance to help you make a competitive offer.
A down payment is the initial payment made when purchasing a home, typically expressed as a percentage of the home’s purchase price. Most lenders require a down payment, which can range from 3% to 20% or more, depending on the type of loan and the buyer’s financial situation.
To determine your home’s market value, you can start by researching comparable properties in your area that have recently sold, known as “comps.” Additionally, a professional real estate agent can provide a Comparative Market Analysis (CMA), which gives a detailed evaluation of your home’s worth based on various factors, including location, size, and condition.
The closing process for a home typically takes between 30 to 45 days from the time an offer is accepted. This timeframe can vary depending on various factors, including the complexity of the transaction, the efficiency of the mortgage lender, and any unforeseen issues that may arise during the inspection and appraisal processes.
A home inspection is a thorough examination of a property’s condition by a licensed home inspector. It is an essential step in the home-buying process as it identifies any potential issues or repairs needed before the purchase is finalized. A home inspection helps buyers make informed decisions and negotiate repairs or price adjustments with the seller.
Yes, you can sell your home while it is still under a mortgage. The proceeds from the sale will first go towards paying off the remaining balance of your mortgage, and any remaining amount will be your profit. It is important to work with your lender and a real estate agent to ensure a smooth transaction and to understand any potential fees or penalties associated with paying off your mortgage early.
Closing costs typically range from 2% to 5% of the home’s purchase price. These costs include fees for the loan origination, appraisal, title search, and other necessary services, and your real estate agent or lender can provide a detailed estimate specific to your transaction.